Compare Medigap Plans
| Medigap Benefits ↓ Plans → | A | B | C | D | F* | G | K | L | M | N |
|---|---|---|---|---|---|---|---|---|---|---|
| Skilled nursing facility care coinsurance | NO | YES | YES | YES | YES | YES | 50% | 75% | YES | YES |
| Part A deductible | NO | YES | YES | YES | YES | YES | 50% | 75% | 50% | YES |
| Part B deductible | NO | NO | YES | NO | YES | NO | NO | NO | NO | NO |
| Part B excess charge | NO | NO | NO | NO | YES | YES | NO | NO | NO | NO |
| Foreign travel exchange (up to plan limits | NO | NO | 80% | 80% | 80% | 80% | NO | NO | 80% | 80% |
| Out-of-pocket limit** | N/A | N/A | N/A | N/A | N/A | N/A | $4,960 | $2,480 | N/A | N/A |
| Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up | YES | YES | YES | YES | YES | YES | YES | YES | YES | YES |
| Part B coinsurance or copayment | YES | YES | YES | YES | YES | YES | 50% | 75% | YES | YES*** |
| Blood (first 3 pints) | YES | YES | YES | YES | YES | YES | 50% | 75% | YES | YES |
| Part A hospice care coinsurance or copayment | YES | YES | YES | YES | YES | YES | 50% | 75% | YES | YES |
No = the policy doesn’t cover that benefit
% = the plan covers that percentage of this benefit
N/A = not applicable
* Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,180 in 2016 before your Medigap plan pays anything.
** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
